There's your home and its contents - everything you consider valuable. There's also your lake cottage or vacation property: all that stuff that can't be categorized as either Commercial or Auto. Residential insurance exists to protect these things, so, when the tornado comes and scours it all away, you can rebuild or replace the whole shebang, just like it was an hour before the storm. Furthermore, if there's ever a lawsuit against you (some litigious so-and-so slips on your sidewalk), property insurance covers that as well.
Arranging an ideal policy, however, is a real science - not something you'd trust to an online program.
What we offer
We'll also advise you on strategies to lower your premiums, and suggest ways to get the most from your coverage, on an ongoing basis. We don't just rubber stamp renewals - we review policies every year - and we've seen more than enough fine print to know how to work the system on your behalf. We go the extra mile.