All-Terrain Vehicles (ATV) and snowmobiles are as prone to accidents as any other types of vehicles. They are smaller compared to other auto and commercial vehicles, but they can still cause injuries on and off your property. You need reliable ATV insurance or snowmobile insurance to keep you protected against collision damages and other maintenance costs that may occur.
Choosing the Right ATV Insurance
If you comply with acceptable weight limits, drive an ATV made for one person (without any passengers), and hold a clean driving record, you are most likely to avoid liability risks. Regardless, we can find an ideal ATV insurance policy for you.
When it comes to writing your policy, we follow a process that starts with extensive research. This includes assessing your level of risk, checking the make and model of your vehicle including its Manufacturer Suggested Retail Price or MSRP, and reviewing other important factors. This makes it easy to determine the best ATV insurance to suits your needs.
At the minimum, you need third-party liability to protect you in case you're involved in an accident, or found liable for the death of or injury of someone else. A full all-perils policy, on the other hand, will cover any event that may not be covered by your third-party liability insurance. This includes theft, vandalism, and fire.
All-Weather Snowmobile Insurance for You
Whether you're using your snowmobile for recreational purposes or as a mode of transportation, you need a snowmobile insurance policy to provide you with protection in case of and accident.
As standard practice, we begin by assessing your level of risk, the make and model of your snowmobile, and other factors essential to determining the best snowmobile insurance for you. Normally, premiums are based on the limit of liability and the Manufacturer’s Suggested Retail Price or MSRP of the snowmobile.
At a minimum, we recommend a $1 million coverage. Using your snowmobile without any insurance against collisions and other accidents, could mean higher risks. Similarly, having inadequate coverage limits the benefits you can have when it matters most.
We offer a snowmobile insurance policy that protects you in case of any injury inflicted upon others while you are on your vehicle, as well as full all-perils insurance that covers other incidents such as theft, vandalism, or fire.
Get in touch
Our clients are our partners - and we want to make it as easy as possible for you to reach us in person, by phone, email, or via our online portal. Our 24-hour claims reporting system allows you to file at any time in case of an emergency situation.
Let one of our snowmobile insurance brokers help you pick out the best ATV insurance policy or snowmobile insurance coverage to protect you at all times. Partnering with us also means you gain access to discounts that may lower your premiums.
We offer ATV and snowmobile insurance in Edmonton, St. Albert, and Sherwood Park.